Editor's Note - It is unfortunate that I have to gloat about such bad news, but this very writer was among the first in the country to observe and write that ObamaCare creates what is called an "Adverse Selection Spiral" (also known as an economic death spiral); meaning that the short term incentives, regulations and tax structure in the ObamaCare is designed to make the long term risk management economically unsustainable due to the long term increases in costs forced into the system.